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Though the credit card company would never tell you that the subprime cards are called fee-harvesting cards, the name is appropriate. These are the credit cards .

According to the industry standard Nilson Report, in 2009 issuers of Visa and MasterCard credit cards simply wrote off—never received payment for—about 5% of the total value of credit card purchases, a cost of about $65 billion.

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What is the best credit card after bankruptcy? Here’s what you need to know about how to get the best credit card after bankruptcy.